Electric Motorcycle & Moped insurance

As a specialist in electric motorcycle insurance, we are able to provide low-cost insurance rates on most new & used electric motorcycles, scooters & mopeds in the UK.

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Electric Motorcycle & Moped Insurance Specialists

As a specialist scooter and motorcycle insurance broker, with over 20 years of experience in providing insurance solutions to customers, we are pleased to be able to offer competitive insurance quotes on most electric motorcycle, scooter and moped models. From small city commuters to large and powerful electric naked bikes.

We aim to provide a great service with a 24-hour claim line and legal services* included with our policies, so we’ll always be there when you need us.

  • Specialist rates on electric motorbikes, scooters & mopeds
  • Our best deals are direct on our website
  • Instant quote & cover
  • Multi-bike policies
  • UK call centre
  • Dedicated claims line & legal services included
  • Breakdown, Personal Accident & Excess Protection available

We have a few extras to offer total peace of mind, such as Breakdown Cover, Personal Accident Cover, Excess Protection and Helmet and Leathers Cover.

We are able to provide electric motorcycle insurance quotations on the phone from our UK call centre and online, just click the ‘Get a Quote’ button to get started!

What types of insurance do we offer

  • 3rd party only

    Third-party insurance is the most basic form of cover. This will cover you for any third-party damage or injury. This cover does not insure you for damages to your vehicle or injury to yourself in the event of an accident.

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  • 3rd party fire and theft

    This insurance type covers you for everything in Third-party Only, plus any fire-related damage to or theft of your vehicle.

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  • Comprehensive

    Fully comprehensive insurance from Lexham offers you complete cover. You will be covered for all of the above as well as any accidental damage to your vehicle due to an accident.

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Electric Motorcycle Insurance FAQS

Do you need insurance to ride an electric motorcycle?

Yes. You must have insurance to ride your electric motorbike on public roads. Whether you have a provisional or a full bike licence, we offer an insurance package that’s right for you.

Why can it be difficult to get electric motorcycle insurance?

Electric motorcycles, scooters and mopeds are gaining in popularity year on year, however, the electric motorbike market is still relatively small compared to normal combustion engine bikes, so this means a lot of insurers do not offer competitive rates on electric motorcycles. Here at Lexham, we are one of the very few insurance brokers who offer highly competitive electric motorcycle, scooter and moped insurance.

Why can electric motorcycle insurance be expensive?

Many electric motorcycles are quiet which means they can be deemed more of a risk by Insurers, as they are not heard so easily compared to most petrol-powered motorcycles. Expensive batteries and a smaller market can also see some Insurers rate electric motorcycles as high risk, which then means higher insurance premiums. At Lexham we are proud to offer excellent rates on most electric mopeds, scooters and motorcycles, it is only high-performance electric sports bikes that we are unable to offer cover for. 

Why do some insurers only offer Third-party Only insurance for my electric motorcycle?

Some insurance companies only offer Third-party insurance on electric motorcycles, and not Third-party, Fire and Theft or Fully Comprehensive. This is normally because that Insurer deems that individual risk (your motorcycle insurance quotation) to be too high a risk to insure for these higher levels of insurance cover. Sometimes it can be the electric motorcycle itself which the Insurer may deem too high risk. At Lexham we can offer Fully Comprehensive, Third-party, Fire and Theft and Third-party insurance on most electric motorcycles, scooters and mopeds, though this will depend on each individual quotation. 

What types of electric motorcycle do Lexham insure?

As leaders in the electric motorbike insurance market, our specialist team can help you get the best insurance quote possible on most electric manufacturers and models in the UK, including Zero, Supersoco, NIU, Energica Cake, Artisan and many others. We compare insurance offers from our panel of UK Insurers to find the most suitable cover for you. 

How much does electric motorcycle insurance cost?

The cost of your insurance will depend on a range of different factors, such as the type of motorcycle you own, the age of the bike and the age of the rider, to name a few. Lexham is committed to providing low-cost insurance policies on a wide range of different two-wheeled vehicles, brought to you by our panel of Insurers. We compare all our Insurers and their products to offer you the best quote available to suit your requirements.

Multi Vehicle Policies Available

Lexham can also offer multi-vehicle insurance for customers who own more than one bike. For a multi-vehicle motorbike insurance policy, please call our broking team who will work directly with our panel of Insurers to get you the best quote.

It's easy to get a quote

  • Online

    Instant quote & cover available for this product online

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  • Phone us

    Lines are open Mon-Fri 8.00am - 8.00pm, Sat 9.30am - 4.30pm.

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  • We'll call you

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