Translation & Accessibility

Trike Insurance

Trikes vary greatly, traditionally one wheel at the front and two at the rear which can be off-the-shelf production models, custom or self-built. We also specialise in three-wheel scooter insurance cover for popular models such as the Piaggio MP3, Yamaha Tricity & Peugeot Metropolis.

Get A Quote

Renew online or on our app

You can now renew your policy quickly and simply on the Lexham Insurance App or online via the Lexham Portal!

EXCELLENT

4.32 Average | 2282 Reviews

EXCELLENT

4.32 Average | 2282 Reviews

Bespoke Insurance Quote for your Trike

Trikes are often unique and modified for either personal preference or catering to impairments.

Our advisors can tailor a quote for most types of trikes, including self-built, production, customised, disabled use, imported trikes, and three-wheel scooters and motorcycles - working closely with specialist insurers to ensure we provide the most suitable insurance for you!

  • All types of Trikes considered
  • Custom Built Trikes & Production Trikes covered
  • Three Wheel Scooters & Motorcycles covered
  • Specialist schemes for Piaggio MP3, Yamaha Tricity and Peugeot Metropolis
  • UK call centre
  • Personal Accident, Excess Protection and Helmets & Leathers Insurance available

We’re a specialist two and three-wheeled insurance provider. We have a dedicated broking team who are able to provide you with a bespoke trike insurance quote, suitable for your needs and requirements.

What types of insurance do we offer

  • 3rd party only

    Third-party trike insurance is the most basic form of cover. This will cover you for any third party damage or injury. This cover does not insure you for damages to your vehicle or injury to yourself in the event of an accident.

    Get a Quote

  • 3rd party fire and theft

    This insurance type covers you for everything in Third-party Only, plus fire-related damage to or theft of your vehicle.

    Get a Quote

  • Comprehensive

    Fully comprehensive trike insurance from Lexham offers you complete cover. You will be covered for all of the aforementioned as well as accidental damage to your vehicle due to an accident.

    Get a Quote

Trike Insurance FAQs

Can I ride a three-wheel scooter or motorcycle on a car licence in the UK?

Most three-wheelers can be ridden on a full car licence in the UK, however, this does not apply to all three-wheelers. For confirmation on the model you are looking at it is worth checking with your motorcycle dealer or manufacturer literature for licence requirements.

Do I need to wear a helmet when riding a three-wheeler?

Three-Wheelers that are declared as trikes, can be ridden on a car licence, do not legally require a helmet to be worn when riding. However, it is strongly recommended by almost all in the motorcycle industry that you should wear a motorcycle helmet when riding a three-wheel scooter or motorcycle.

Are three-wheelers ULEZ exempt?

ULEZ exemption is based upon meeting emissions standards, this will be model specific. The best and easiest way to check is to use the Transport for London vehicle checker.

How much does three-wheel scooter insurance cost?

We offer a wide range of competitive quotes to suit you and your Trike's requirements.

Can I carry passengers with three-wheel scooter/motorcycle insurance?

You will be asked if you require pillion use as part of the quotation, and this can be included in your policy, provided you have the right licence entitlement.

Failure to declare a pillion passenger on a motorcycle insurance policy is a serious issue that can result in the policy being invalidated, substantial personal financial liability, and legal penalties.

What levels of insurance do you offer for three-wheelers?

We offer Third-party Only, Third-party, Fire and Theft, and also Fully Comprehensive insurance policies for three-wheel motorcycles and scooters.

Looking for something else?

Scooter and Moped Insurance

Motorcycle Insurance

Classic Motorcycle Insurance

Looking for something else?

Scooter and Moped Insurance

Motorcycle Insurance

Classic Motorcycle Insurance

Policy Add Ons

Breakdown Cover

Personal Accident

Excess Protection

Helmet & Leathers

Three-Wheel Scooter Insurance

Tilting three-wheeled scooters have been popular since Piaggio first launched the MP3 in 2006. Though MP3s and other three-wheel scooters, such as the Yamaha Tricity and Peugeot Metropolis, are becoming common on the streets of the UK, getting insurance can still be tricky.

As a specialist scooter and motorcycle insurance broker, we strive to offer insurance quotes on three-wheel scooters such as the Piaggio MP3s.

Ride on a Car licence

Three-wheel scooters and motorcycles are fast becoming a popular commuting alternative, not just confined to large cities, with nippy handling, luxury comfort and excellent fuel economy, they have big appeal.

Most three-wheel scooters, though sharing most characteristics with maxi-scooters, are actually classed as a trike and therefore allowed to be ridden on a car licence. It is this which makes the MP3 and other three-wheelers appeal so much to commuters and those wanting to taste the freedom of a scooter yet with the extra benefits and safety of a three-wheeler.

As Piaggio MP3s and some other three-wheelers can be ridden on a car licence as they are declared as a trike and not a scooter or motorcycle (make sure to check licence requirements on the model in question), getting insurance to cover this can sometimes be tricky. Here at Lexham we are able to provide insurance quotations for those riding on a car licence.

It's easy to get a quote

Phone us

Lines are open Mon-Fri 8.30am - 7.00pm, Sat 9.30am - 4.30pm.

Call us

We'll call you

We can call you back at a time that's convenient for you

Request Callback