Delivery Rider Insurance

Our delivery rider insurance is a specialist scheme for both individuals or companies. It is aimed at those on mopeds, scooters, and motorcycles, up to 500cc, offering all types of delivery including fast food, grocery, courier and parcel.

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Specialist Fast Food Delivery Bike Insurance

If you offer a takeaway delivery service with deliveries made on mopeds, scooters or motorcycles, you will need a specialist insurance policy to ensure that you’re covered.

Our insurance is designed for the rider. This means, whether you’re a business with your own fleet of mopeds or an individual using your own bike to make deliveries, our insurance covers you.

  • Get a fast delivery rider insurance quotation online
  • Can offer cover for parcel, grocery and fast-food delivery
  • Deliveroo, JustEat & UberEats rider insurance
  • 12-month policies available
  • Mopeds, scooters & motorcycles up to 500cc
  • Can cover electric mopeds & motorcycles
  • Fleet insurance available
  • Unlimited mileage available
  • Monthly payment option
  • Dedicated 24 hour claims line

What types of insurance do we offer

  • 3rd party only

    Third-party delivery insurance is the most basic form of cover. This will cover you for any third-party damage or injury. This cover does not insure you for damages to your vehicle or injury to yourself in the event of an accident.

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  • 3rd party fire and theft

    This insurance type covers you for everything in third-party Only, plus fire-related damage to or theft of your vehicle.

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  • Comprehensive

    Fully comprehensive delivery insurance from Lexham offers you complete cover. You will be covered for all of the above as well as accidental damage to your vehicle due to an accident.

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Delivery Rider Insurance FAQS

Who needs fast food rider insurance?

Food delivery is classed as business use. Therefore, anyone who is using their vehicle to deliver food to customers will need dedicated delivery rider insurance.

Can I just use my standard bike insurance policy for food delivery?

Unfortunately not. As food delivery is business use, you will not be covered on your standard insurance policy if you have an accident while working.

Delivery Rider Insurance Features

Unlimited Mileage

Our specialist scheme can cater to all mileage expectations whether you plan to clock up some serious miles delivering or not.

Fleet cover

If your business has its own fleet of mopeds, scooters or motorcycles, used for deliveries, our food courier service will cover all of your riders.

Individual cover

If you’re hoping to use your own moped, scooter or motorcycle for delivering food, we offer specific insurance to cover you while you’re working as well as when you’re using your bike for leisure.

Short term cover

We understand that your food delivery job may be temporary, which is why we’re happy to offer 3-month term policies as well as the standard 12 months.

Features

Unlimited Mileage available our specialist scheme can cater to all mileage expectations whether you are planning on clocking up some serious miles delivering or not. Fleet Cover If your business has its own fleet of mopeds, scooters, or motorcycles used for deliveries, our delivery fleet insurance will cover all of your riders. Individual Cover If you’re hoping to use your own moped, scooter, or motorcycle for delivering food, we offer specific insurance to cover you while you’re working as well as when you’re using your bike for leisure.

FAQs

Who needs Fast Food Rider Insurance? Food delivery is classed as business use. Therefore, anyone who is using their vehicle to deliver food to customers will need dedicated delivery rider insurance. Can I just use my standard bike insurance policy for food delivery? Unfortunately, not. As food delivery is business use, if you have an accident while working, you will not be covered on your standard insurance policy. What types of delivery do you cover? We are able to provide cover for a variety of delivery uses including, fast food, grocery, parcel, and courier. Are you able to insure electric mopeds and motorcycles for delivery use? Yes, we are able to offer insurance for electric mopeds and motorcycles whether on an individual or fleet policy. What is Hire and Reward insurance? Hire and Reward is the insurance term you will most likely hear when looking into delivery insurance, generally speaking, this is the type of use you will require in order to deliver. Hire and Reward is actually a step up from business use and has been designed to cover vehicles for delivery use. Unfortunately, business use would not be suitable for delivery as is more restrictive, and therefore likely to invalidate your insurance.

It's easy to get a quote

  • Online

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  • Phone us

    Lines are open Mon-Fri 8.00am - 8.00pm, Sat 9.30am - 4.30pm.

    Call us 01379 646 529
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