Specialist Fast Food Delivery Bike Insurance

If you offer a takeaway delivery service with deliveries made on Mopeds, Scooters, or Motorcycles, you will need a specialist insurance policy to ensure that you’re covered.

Our insurance is designed for the rider. This means whether you’re a business with your own fleet of Mopeds, or you’re an individual using your own bike to make deliveries our insurance covers you.

Courier & Parcel Delivery

Our specialist Delivery Rider scheme can cater for courier & parcel delivery and includes great rates for all major UK cities including the likes of London, Manchester, and Birmingham. Our scheme can cater to all types of Mopeds, Scooters, and Motorcycles up to 500cc in capacity. We are also able to offer low-cost delivery insurance on Electric Mopeds & Motorcycles.

If you are a business with multiple bikes, we have a dedicated Delivery Fleet Insurance scheme where we can cover all types of Moped, Scooter, and Motorcycle fleets, from small independent businesses to large multiple premises franchises.

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Grocery delivery

Mopeds, Scooters, and Motorcycles are being utilised for many different tasks and jobs, and a growing trend is using them for grocery delivery, especially in large cities.

With our Delivery Rider Insurance, we have rates for all types of delivery use and this includes grocery delivery. Whether you have a standard petrol two-wheeler or an electric equivalent we can provide a bespoke quotation for you.

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Unlimited Mileage available Whether you are planning on clocking up some serious miles delivering or not, our specialist scheme can cater to all mileage expectations. Fleet Cover If your business has its own fleet of Mopeds, Scooters, or Motorcycles used for deliveries, our Delivery Fleet Insurance will cover all of your riders. Individual Cover If you’re hoping to use your own Moped, Scooter, or Motorcycle for delivering food, we offer specific insurance to cover you while you’re working as well as when you’re using your bike for leisure.


Who needs Fast Food Rider Insurance? Food delivery is classed as business use. Therefore, anyone who is using their vehicle to deliver food to customers will need dedicated delivery rider insurance. Can I just use my standard bike insurance policy for food delivery? Unfortunately, not. As food delivery is business use, if you have an accident while working, you will not be covered on your standard insurance policy. What types of delivery do you cover? We are able to provide cover for a variety of delivery uses including, fast food, grocery, parcel, and courier. Are you able to insure Electric Mopeds and Motorcycles for delivery use? Yes, we are able to offer insurance for Electric Mopeds and Motorcycles whether on an individual or fleet policy. What is Hire and Reward Insurance? Hire and Reward is the insurance term you will most likely hear when looking into delivery insurance, generally speaking, this is the type of use you will require in order to deliver. Hire and Reward is actually a step up from business use and has been designed to cover vehicles for delivery use. Unfortunately, business use would not be suitable for delivery as is more restrictive, and therefore likely to invalidate your insurance.

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    Full Payment

    Full payment can be made by credit or debit card (but not American Express) by phone or online, or by cheque.
    A small charge applies to payments by credit card.

    Finance Plan

    To spread the cost you can pay an initial deposit by card and take a loan for the balance, repayable by 10 monthly direct debits from a suitable bank account.
    If you are under 18, you will need a guarantor for the loan. Full details will be provided.

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    First Class Service

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Need some help or advice?

If you need any assistance, please contact our specialists on the above phone number, request a callback or use our live chat service below, which is available during normal opening hours.

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