Yes, you do. It's against the law to ride on UK roads without at least third-party insurance, even if you've only got a provisional licence.

While you're not required to carry your insurance documents with you constantly, you must provide them to a police officer upon request - either on the spot or within 7 days by presenting them at a police station.

It's also advisable to keep your driving licence with you.

To get a quote, you'll need:

• Your Yamaha’s registration number

• The make and model (e.g., MT-07, NMAX, YZF-R125)

• Your riding licence details (whether you've passed your CBT, and what type of licence you hold – A1, A2 or full A)

• Your postcode

• Your date of birth

• Details of any previous claims, convictions or accidents in the last five years

• Your no claims bonus (if you have one)

• How you'll use your Yamaha (social and commuting, business use, delivery, etc.)

• Your estimated annual mileage

Don't worry if you haven't got all the details to hand –

We insure most Yamaha motorcycles, scooters and mopeds - from 50cc learner scooters up to large-capacity adventure bikes and naked bikes.

We specialise in small to mid-capacity Yamahas, which means we're particularly experienced with popular models like the MT-07, NMAX, YZF-R125, and Aerox range.

We focus on bikes that suit learner riders, commuters, and everyday riders rather than high-performance supersport models.

Yes. Immediate quote and cover is available for most Yamaha models, provided the risk falls within our underwriting appetite.

If your specific Yamaha or circumstances require additional review, we'll let you know during the quote process. Request a callback if you'd prefer to speak to someone directly.

You need to tell us about any modifications, both when you're getting a quote and any time you make changes during your policy. That includes things like exhaust systems, performance upgrades, custom paintwork, or any aftermarket parts. If you're in doubt, ask us.

We'll look at each Yamaha individually. Modifications will usually increase your premium, but we'll do what we can to find you competitive cover.

Most of our policies include European cover for up to 90 days a year, with a maximum of 30 days in one go.

Before you head off, check your policy documents to see which countries you're covered in, how many days you've got, and what level of cover applies when you're abroad, as it might be different to what you've got in the UK.

If you need to extend your cover or you're going somewhere that's not included, request a callback before you go, or manage your policy on the Lexham Insurance App or through the Lexham Portal on our website.

You can if you've got the right licence for it. When you're getting a quote, we'll ask if you want pillion cover, and we can add that to your policy.

Check your documents to make sure it's included. If you haven't got pillion cover but need to add it, just request a callback, or adjust your policy on the Lexham Insurance App or through the Lexham Portal on our website.

There are a few things that can help bring down your premium:

• Fitting additional insurance-approved trackers to your Yamaha can provide discounts. Keep it in a locked garage or secure premises overnight if possible. Please note that mechanical locks are a policy requirement.

• Your riding record makes a big difference. Accruing your no-claims bonus is the single most efficient way of building up discounts on your insurance quote. Try to avoid getting points on your licence or having accidents.

• When setting up your policy, you could choose a higher voluntary excess to lower your insurance premium. However, take care to guarantee you would still be able to afford the excess should a claim arise – and that the value of this excess does not exceed the value of your Yamaha. Be realistic about your annual mileage, too – estimating too high will increase your premium.

Request a callback and we can talk through more ways to lower your premium.

It depends on the model and your circumstances. Smaller Yamahas like the Aerox 50 or D'elight 125 tend to have lower premiums.

Mid-capacity bikes like the MT-07 can be more competitive to insure than you might expect, thanks to Yamaha's strong reliability reputation.

Factors that affect your premium include your age, experience, location, the specific Yamaha model, and how you use your bike.

At Lexham, we assess each case individually to offer you competitive cover.

Yes, through either the Lexham Insurance App (available for iPhone and Android) or through the Lexham Portal on our website.

You can view your documents, renew your policy, update your details, make changes to your cover, and even report claims. It's available 24/7.

Yes, we're based in Diss and Thetford. Having a UK-based team means you're speaking to people who understand UK roads, and we're around during normal UK working hours.

You can reach us Monday to Friday, 8.30am to 7pm, and Saturday, 9.30am to 4.30pm.

Our claims line is open 24 hours a day, 7 days a week, 365 days a year, serviced by Lancaster Gate Assistance.

Whether you've had an accident at 3am or need to make a claim on a Sunday, you can get through to someone straight away.

We've been insuring mopeds, scooters and motorcycles for over 25 years.

In that time, we've built expertise in small-capacity bikes, young and learner riders, urban commuters, and delivery riders. That experience means we understand what two-wheeler riders need.