Motorcycle Insurance

Lexham is a leading UK motorbike insurer. From learner-legal 125cc commuters to large-capacity bikes, we aim to provide competitive insurance premiums on most types of motorcycles.

Renew online or on our app

You can now renew your policy quickly and simply on the Lexham Insurance App or online via the Lexham Portal!


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Renew online or on our app

You can now renew your policy quickly and simply on the Lexham Insurance App or online via the Lexham Portal!

Competitive Motorcycle Insurance Quotes

If you're looking for an insurance policy for your motorbike, Lexham offers a range of policies on everything from 125cc bikes to adventure bikes. As an insurance broker with over 23 years of experience providing motorbike insurance, our UK-based team is on hand to help with your insurance inquiries or to get a motorcycle insurance quote.

  • Instant quote & cover
  • Multi-bike policies
  • Specialist schemes for 125s, customs, commuters, sports and trials, A2 licence, adventure bikes & classics
  • Dedicated claims line serviced by Lancaster Gate Assistance
  • Optional Breakdown, Personal Accident, Helmets and Leathers Insurance & Excess Protection available
  • Optional Access to Personal Injury Legal Services

With our policies, we’re proud to offer a service with a dedicated 24-hour claim line, so we’ll be there when you need us. We also offer additional extras for peace of mind, such as Breakdown Cover, Personal Accident Cover, Excess Protection, and Helmets & Leather Insurance.

For our motorbike cover, we’re able to offer instant quotes, meaning you can get cover even on short notice!

What types of insurance do we offer

  • 3rd party only

    Third-party motorcycle insurance is the most basic form of cover. This will cover you for any third-party damage or injury. This cover does not insure you for damages to your vehicle or injury to yourself in the event of an accident.

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  • 3rd party fire and theft

    This insurance type covers you for everything in Third-party Only, plus fire-related damage to or theft of your vehicle.

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  • Comprehensive

    Fully comprehensive motorcycle insurance from Lexham offers you complete cover. You will be covered for all of the aforementioned, as well as accidental damage to your vehicle due to an accident.

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Motorcycle Insurance FAQS

Do you need insurance to ride a motorbike?

Yes! You must have insurance to ride your motorcycle on public roads. Whether you have a provisional or a full bike licence, we can offer you an insurance policy that’s right for both you and your bike.

What do I need to provide to get motorcycle insurance?

If you’re looking to take out an insurance policy, in addition to your personal details we’ll need to know further information, such as:

  • Your number plate
  • The make and model of your bike
  • Your annual mileage
  • How many years no claims bonus you have
  • Details of any convictions
  • Details of any accidents in the last five years
  • You’ll also need to let us know if and when you passed your Compulsory Basic Training (CBT) and what type of licence you hold.

If you have any queries regarding the above, please call us on 01379 646 529, send us a message or use our live chat.

What types of motorcycles do Lexham insure?

Motorbikes are loosely broken down into 6 main categories: street, cruiser, custom, sport, tourer, and dual sport. Our specialist broking team can help you get the best insurance, whatever type you own. We compare insurance quotes from our panel of UK Insurers to find the most suitable cover for you.

If you’re looking to insure an older bike, we also offer classic motorcycle insurance.

Do Lexham offer insurance to young riders?

Yes, Lexham offers specialist insurance for young riders and provides motorbike insurance to anyone aged 16 to 75, for various uses. Whether you ride just for fun at the weekends weekends or you commute to work or college every day; we have low-cost rates for all levels of experience.

How much does motorcycle insurance cost?

The cost of your insurance will depend on a range of different factors, such as the type of bike you own, the age of the bike, and the age of the rider, to name a few.

Lexham is committed to providing insurance policies on a wide range of different two-wheeled vehicles, brought to you by our panel of Insurers. We compare all our Insurers and their products to offer you the most suitable insurance quotation for both you and your bike.

Can I carry passengers?

You'll be asked if you require pillion use as part of the quotation. This can be included provided you have the right licence entitlement.

Can I ride abroad?

Each Insurer will have their own terms and conditions but most offer 90 days annually with a maximum of 30 days at any one time. Be sure to check your policy or ask your insurers before you begin your trip.

Does motorcycle insurance cover bike modifications?

If your bike has been modified, you will need to let us know what these modifications are during both the quotation process and throughout your policy.

At Lexham, we look for the very best deal for you from our panel of UK Insurers, and many common modifications are likely to be covered. However, we cannot guarantee we’ll be able to offer insurance. If you are unsure, please contact us for more information. Please be aware, that bike modifications are likely to increase your premium.

Can I ride someone else's bike using my insurance policy?

Some Insurers will offer this extension but check your policy wording carefully or call us as if it is provided there are usually terms and conditions like restrictions on the capacity. The cover is normally only Third-party Only regardless of your cover and the vehicle must always have insurance in the owner's name.

Can I add another bike to my insurance policy?

Yes. We offer competitive multi-vehicle insurance for customers who own more than one bike. For a multi-vehicle motorbike insurance policy, please call our broking team on 01379 646 529.

Multi Vehicle Policies Available

Lexham can also offer multi-vehicle insurance for customers who own more than one bike. For a multi-vehicle motorbike insurance policy, please call our broking team who will be able to provide you with a motorbike insurance quotation.

It's easy to get a quote

  • Online

    Instant quote & cover available for this product online

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  • Phone us

    Lines are open Mon-Fri 8.30am - 7.00pm, Sat 9.30am - 4.30pm.

    Call us 01379 646 529
  • We'll call you

    We can call you back at a time that's convenient for you

    Request a callback

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