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Bespoke Classic Scooter Insurance

As a National Scooter Rally sponsor and attendee, we love all things classic and work closely with insurers to be able to offer highly competitive Classic & Vintage Insurance for standard and modified scooters.

We cover all makes and types of classic scooters, from the well-known manufacturers such as Vespa and Lambretta to rarer and less known scooters. We also understand that classics can be in many different conditions, such as original, restored, modified, chopped or customised, and our broking team will make sure that you have the right type of cover for your machine. We also include breakdown* on our classic scooter policies.

What defines a classic scooter?

Our classic insurance scheme applies to vehicles from 20 years old, with premiums generally reducing the older the vehicle is.

For newer scooters and mopeds, please see our standard scooter and moped insurance.

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Multi Vehicle Policies Available

We offer multi vehicle policies for classic scooters as well as more modern vehicles, with the ability to mix and match on the same policy. So if you have a classic Vespa PX for the rally season and a modern Vespa GTS Super 300 for daily commuting, be sure to contact us for the best multi vehicle quote. We allow any number of vehicles but the total value must not exceed £20,000 - £25,000 (dependent on the insurance company). The Agreed Value* option is available on these policies too!

For a multi vehicle quote, please call us on 01379 646 529.

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Agreed Value Specialists for Classic Vehicles

We understand owners of classic scooters face particular issues when insuring their pride and joy, and here at Lexham this is taken into consideration when helping to select the right policy to protect your investment. Many insurance companies usually value mopeds, scooters and motorcycles, based purely on what the vehicle is worth without taking into consideration the value that rarity and restoration can add. This means that although your Classic may be worth a lot of money on the open market, your insurance provider might value it a lot lower. To help protect your investment, we offer an agreed value option which works differently to normal insurance policies, and acknowledges the value of a vehicle can be a lot higher than it appears on paper. This is called Agreed Value. To provide a quote for an agreed value policy, we will require more information when setting up; this will include up to 5 photos, and dependent on value also copies of bills for parts and servicing. In some circumstances these will be sent to an independent valuation officer – in these cases please allow extra time to get these policies in place.

Specialists in classic Vespa and vintage Lambretta insurance

As a specialist scooter insurer, we’re very active in the classic scooter scene as sponsors and regular attendees of the BSRA National Rally Championship and BSSO Scooter Racing Championship, as well as independent rallies such as the Mid Cheshire Rally. We also work closely with the Vespa Club of Britain and the Lambretta Club of Great Britain. As well as insuring popular vintage Vespa and Lambretta scooters, we can also provide cover for rarer scooter brands including Triumph, Moto Rumi, MaicoLetta and Panther.

Affordable Classic Scooter Insurance

Probably due to fact we all hope to never have to claim on a motor insurance policy, no one really wants to pay for it. Thanks to our status as specialist insurers, we can get you a great deal, and there’s a number of ways to ensure your classic scooter insurance is affordable. Insurance is based on risk, and so your experience as a rider can be a key factor in your policy cost. If you’ve recently passed your test, consider taking an approved advanced rider training course, which some of our insurers can take into account. Next, the power output of your scooter will affect prices. Different insurers have set ages when insurance becomes cheaper, so get in touch to see when the best time is upgrade to more power. Aftermarket mods can also have an effect, especially if these may attract thieves. Mechanical modifications may also change the risk factors, so some insurers ask for an engineers’ report on work that has been carried out. Finally, usage is a big factor. If you only ride your classic scooter occasionally, be sure to ask about discounts for limited mileage.

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    Lines are open Mon-Fri 9.00am - 7.00pm, Sat 9.30am - 4.30pm.

    01379 646 529

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    Full payment can be made by credit or debit card (but not American Express) by phone or online, or by cheque.
    A small charge applies to payments by credit card.

    Finance Plan

    To spread the cost you can pay an initial deposit by card and take a loan for the balance, repayable by 10 monthly direct debits from a suitable bank account.
    If you are under 18, you will need a guarantor for the loan. Full details will be provided.

Need some help or advice?

If you need any assistance, please contact our specialists on the above phone number, request a callback or use our live chat service below, which is available during normal opening hours.

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