Bespoke Classic Scooter Insurance
As a National Scooter Rally sponsor and attendee, we love all things classic and work closely with insurers to be able to offer highly competitive Classic & Vintage Insurance for standard and modified scooters.
We cover all makes and types of classic scooters, from the well-known manufacturers such as Vespa and Lambretta to rarer and less known scooters. We also understand that classics can be in many different conditions, such as Original, Restored, Modified, Chopped or Customised, and our broking team will make sure that you have the right type of cover for your machine. Our Classic Insurance scheme can apply to vehicles from 20 years old depending on the make and model (and schemes available at the time). We also include breakdown* on our Classic Policies.
Multi Vehicle Policies Available
These are also available for both Modern and Classic vehicles or a mixture of the 2, so whether you have a classic Vespa PX for the rally season and a modern Vespa GTS Super 300 for commuting make sure to contact us. We allow any number of vehicles but the total value must not exceed £20,000 - £25,000 (dependent on the insurance company) The Agreed Value* option is available on these policies too!
*Terms and conditions apply
Classic Insurance Agreed Value Specialists
We understand owners of classic vehicles face particular issues when insuring their pride and joy, and here at Lexham this is taken into consideration when helping to select the right policy to protect your investment. Insurance companies normally value mopeds, scooters and motorcycles, based purely on what the vehicle is worth without taking into consideration the value that rarity and restoration can add. This means that although your Classic may be worth a lot of money on the open market, your Insurance Company might value it a lot lower. We offer an agreed value option which works differently from normal and acknowledges the value of a vehicle can be a lot higher than it appears on paper. This is called Agreed Value*.
*Please Note on Agreed Value Policies: On Agreed Value policies we will require more information than normal policies (i.e. 6 recent photos, bills for parts & servicing). This will be sent to an independent Valuation Officer, so please allow extra time to get these policies in place.
Why choose Lexham?
- Best Deals Direct
- UK Call Centre
- First Class Service
- Excellent Reviews
Specialists in classic Vespa and vintage Lambretta insurance
As a specialist scooter insurer, we’re very active in the classic scooter scene as sponsors and regular attendees of the BSRA National Rally Championship and BSSO Scooter Racing Championship, as well as independent rallies such as the Mid Cheshire Rally. We also work closely with the Vespa Club of Britain and the Lambretta Club of Great Britain.
Affordable classic scooter insurance
Probably due to fact we all hope to never have to claim on a motor insurance policy, no one really wants to pay for it. Thanks to our status as specialist insurers, we can get you a great deal, and there’s a number of ways to ensure your classic scooter insurance is affordable.
Insurance is based on risk, and so your experience as a rider can be a key factor in your policy cost. If you’ve recently passed your test, consider taking an approved advanced rider training course, which some of our insurers can take into account.
Next the power and set up of your scooter will affect prices. Different insurers have set ages when insurance becomes cheaper, so get in touch to see when the best time is upgrade to more power. Aftermarket mods can also have an effect, especially if these may attract thieves. Mechanical modifications may also change the risk factors, so some insurers ask for an engineers’ report on work that has been carried out.
Finally, usage is a big factor. If you only ride your classic scooter occasionally, be sure to ask about discounts for maximum mileage, or special winter insurance if you only ride in the summer.
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Full payment can be made by credit or debit card (but not American Express) by phone or online, or by cheque.
A small charge applies to payments by credit card.
To spread the cost you can pay an initial deposit by card and take a loan for the balance, repayable by 10 monthly direct debits from a suitable bank account.
If you are under 18, you will need a guarantor for the loan. Full details will be provided.