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Motorcycle Insurance

Lexham is a leading UK bike insurer. From learner-legal 125cc commuters to large-capacity bikes, we are able to provide competitive quotes on all motorcycles. If you are volunteering as a result of Covid-19 we can provide cover for this!

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Our best deals are direct through our website, not through comparison sites, so make sure to get a quote from us directly.


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Competitive Motorcycle Insurance Quotes

If you're looking for an affordable insurance policy for your motorbike, Lexham offers a range of policies on everything from 125cc bikes to adventure bikes. Cheap motorcycle insurance doesn't have to mean poor quality, with over 20 years of experience, we are motorbike insurance specialists, offering you great savings and exceptional service. Our UK-based team is always on hand to help and can offer you the most competitive rates for your motorcycle insurance quote.

  • Our best deals are direct on our website
  • Instant quote & cover
  • Multi-bike policies
  • UK call centre
  • Dedicated claims line & legal services included
  • Breakdown, Personal Accident & Excess Protection available
  • Specialist schemes for 125s, customs, commuters, sports and trials, A2 licence, adventure bikes & classics

With our policies, we’re proud to offer a great service with a dedicated 24-hour claim line and legal services included, so we’ll always be there when you need us. We also offer several handy extras for total peace of mind, such as Breakdown Cover, Personal Accident Cover, and Excess Protection.

For our motorbike cover, we’re able to offer instant quotes, meaning you can get cover even on short notice!

What types of insurance do we offer

  • 3rd party only

    Third-party motorcycle insurance is the most basic form of cover. This will cover you for any third-party damage or injury. This cover does not insure you for damages to your vehicle or injury to yourself in the event of an accident.

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  • 3rd party fire and theft

    This insurance type covers you for everything in Third-party Only, plus fire-related damage to or theft of your vehicle.

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  • Comprehensive

    Fully comprehensive motorcycle insurance from Lexham offers you complete cover. You will be covered for all of the above as well as accidental damage to your vehicle due to an accident.

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Motorcycle Insurance FAQS

Do you need insurance to ride a motorbike?

Yes! You must have insurance to ride your motorcycle on public roads. Whether you have a provisional or a full bike licence, we offer an insurance package that’s right for you.

What do I need to provide to get motorcycle insurance?

If you’re looking to take out an insurance policy, in addition to your personal details we’ll need to know further information, such as:

  • Your number plate
  • The make and model of your bike
  • Your annual mileage
  • How many years no claims bonus you have
  • Details of any convictions
  • Details of any accidents in the last five years
  • You’ll also need to let us know if and when you passed your Compulsory Basic Training (CBT) and what type of licence you hold.

If you have any queries regarding the above, please call us on 01379 646 529, send us a message or use our live chat.

What types of motorcycles do Lexham insure?

Motorbikes are loosely broken down into 6 main categories: street, cruiser, custom, sport, tourer, and dual sport. Our specialist broking team can help you get the best insurance, whatever type you own. We compare insurance offers from our panel of UK Insurers to find the most suitable cover for you.

If you’re looking to insure an older bike, we also offer classic motorcycle insurance.

Do Lexham offer insurance to young riders?

Yes, Lexham offers specialist insurance for young riders and provides motorbike insurance to anyone from the ages of 16 to 80 for many different uses, whether just for fun at the weekends or commuting to work or college every day; we have low-cost rates for all levels of experience.

How much does motorcycle insurance cost?

The cost of your insurance will depend on a range of different factors, such as the type of bike you own, the age of the bike and the age of the rider, to name a few. Lexham is committed to providing low-cost insurance policies on a wide range of different two-wheeled vehicles, brought to you by our panel of Insurers. We compare all our Insurers and their products to offer you the best quote available to suit your requirements.

Can I carry passengers?

You'll be asked if you require pillion use as part of the quotation. This can be included provided you have the right licence entitlement.

Can I ride abroad?

Each Insurer will have their own terms and conditions but most offer 90 days annually with a maximum of 30 days at any one time. Be sure to check your policy or ask before a trip.

Does motorcycle insurance cover bike modifications?

If your bike has been modified, you will need to let us know what these modifications are during the quotation process. At Lexham, we look for the very best deal for you from our panel of UK Insurers, and many common modifications are likely to be covered. However, we cannot guarantee we’ll be able to offer insurance. If you are unsure, please contact us for more information. Please be aware, however, that bike modifications are likely to increase your premium.

Can I ride someone else's bike using my insurance policy?

Some Insurers will offer this extension but usually check your wording carefully or call us as if it is provided there are usually terms and conditions like restrictions on the capacity. The cover is normally only Third-party Only regardless of your cover and the vehicle must always have insurance in the owner's name.

Can I add another bike to my insurance policy?

Yes. We offer competitive multi-vehicle insurance for customers who own more than one bike. For a multi-vehicle motorbike insurance policy, please call our broking team on 01379 646 529.

Multi Vehicle Policies Available

Lexham can also offer multi-vehicle insurance for customers who own more than one bike. For a multi-vehicle motorbike insurance policy, please call our broking team who will work directly with our panel of Insurers to get you the best quote.

It's easy to get a quote

  • Online

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  • Phone us

    Lines are open Mon-Fri 8.30am - 7.00pm, Sat 9.30am - 4.30pm.

    Call us 01379 646 529
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