Yes. You must have insurance to ride your electric motorbike on public roads. Whether you have a provisional or a full bike licence, we offer an insurance package that’s right for you.

Electric motorcycles, scooters and mopeds are gaining in popularity year on year, however, the electric motorbike market is still relatively small compared to normal combustion engine bikes, and there has seemingly been a slow uptake in insurers wanting to provide competitive rates on electric motorcycles. Here at Lexham, we are proud to offer insurance on most electric motorcycles and mopeds in the UK.

Many electric motorcycles are quiet which means they can be deemed more of a risk by Insurers, as they are not heard so easily compared to most petrol-powered motorcycles. Expensive batteries and a smaller market can also see some Insurers rate electric motorcycles as high risk, which then means higher insurance premiums. At Lexham we offer insurance cover on most electric mopeds, scooters and motorcycles, it is only high-performance electric sports bikes that we are unable to offer cover for. 

Some insurance companies only offer Third-party insurance on electric motorcycles, and not Third-party, Fire and Theft or Fully Comprehensive. This is normally because that Insurer deems that individual risk (your motorcycle insurance quotation) to be too high a risk to insure for these higher levels of insurance cover. Sometimes it can be the electric motorcycle itself which the Insurer may deem too high risk. At Lexham we can offer Fully Comprehensive, Third-party, Fire and Theft and Third-party insurance on most electric motorcycles, scooters and mopeds, though this will depend on each individual quotation. 

As leaders in the electric motorbike insurance market, our team can help you get an insurance quotation on most electric manufacturers and models in the UK, including Zero, Supersoco, NIU, Energica Cake, Artisan and many others. We compare insurance offers from our panel of UK Insurers to find the most suitable cover for you. 

The cost of your insurance will depend on a range of different factors, such as the type of motorcycle you own, the age of the bike and the age of the rider, to name a few. Lexham is committed to providing low-cost insurance policies on a wide range of different two-wheeled vehicles, brought to you by our panel of Insurers. We compare all our Insurers and their products to offer you the best quote available to suit your requirements.