Electric Motorcycle & Moped insurance

We are able to provide competitive insurance rates on most new & used electric motorcycles, scooters & mopeds in the UK.

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EXCELLENT

4.32 Average | 2282 Reviews

EXCELLENT

4.32 Average | 2282 Reviews

Electric Motorcycle & Moped Insurance Specialists

As a specialist scooter and motorcycle insurance broker, with over 25 years of experience in providing insurance policies to our customers, we are able to offer quotes on most electric motorcycle, scooter, and moped models - from small city commuters to large & powerful electric naked bikes.

  • Specialist rates on Electric Motorbikes, Scooters & Mopeds
  • Dedicated claims line serviced by Lancaster Gate Assistance
  • Quote & Cover on Short Notice
  • Optional Access to Personal Injury Legal Services
  • Multi-bike Policies Available
  • Breakdown, Personal Accident, Excess Protection & Helmets and Leathers Insurance available

We have a few optional extras to offer total peace of mind, such as Breakdown Cover, Personal Accident Cover, Excess Protection and Helmet and Leathers Cover.

To get an Electric Motorbike & Moped Insurance quote today - you can either give us a call, or fill in our online quotation form!

What types of insurance do we offer

  • 3rd party only

    Third-Party Scooter Insurance (TPO) is the most basic form of cover. This will cover you for any third-party damage or injury. This cover does not insure you for damages to your vehicle in the event of an accident.

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  • 3rd party fire and theft

    Third Party, Fire & Theft Insurance (TPFT), covers you for everything in Third-party Only Insurance, plus any fire-related damage to or theft of your vehicle.

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  • Comprehensive

    Fully Comprehensive (Fully Comp) Scooter and Moped insurance from Lexham offers you complete cover. You will be covered for all of the aforementioned and any accidental damage to your vehicle due to an accident.

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Electric Motorcycle Insurance FAQs

Do you need insurance to ride an electric motorcycle?

Yes. You must have insurance to ride your electric motorbike on public roads.

Whether you have a provisional or a full bike licence, we can offer an insurance policy tailored to you.

Why can it be difficult to get electric motorcycle insurance?

Electric motorcycles, scooters and mopeds are gaining in popularity year on year, however, the electric motorbike market is still relatively small compared to normal combustion engine bikes, and there has seemingly been a slow uptake in insurers wanting to provide competitive rates on electric motorcycles. Here at Lexham, we are proud to offer insurance on most electric motorcycles and mopeds in the UK.

Why can electric motorcycle insurance be expensive?

Many electric motorcycles are quiet which means they can be deemed more of a risk by Insurers, as they are not heard so easily compared to most petrol-powered motorcycles. Expensive batteries and a smaller market can also see some Insurers rate electric motorcycles as high risk, which then means higher insurance premiums. At Lexham we offer insurance cover on most electric mopeds, scooters and motorcycles, it is only high-performance electric sports bikes that we are unable to offer cover for. 

Why do some insurers only offer Third-party Only insurance for my electric motorcycle?

Some insurance companies only offer Third-party insurance on electric motorcycles, and not Third-party, Fire and Theft or Fully Comprehensive. This is normally because that Insurer deems that individual risk (your motorcycle insurance quotation) to be too high a risk to insure for these higher levels of insurance cover. Sometimes it can be the electric motorcycle itself which the Insurer may deem too high risk. At Lexham we can offer Fully Comprehensive, Third-party, Fire and Theft and Third-party insurance on most electric motorcycles, scooters and mopeds, though this will depend on each individual quotation. 

What types of electric motorcycle do Lexham insure?

As leaders in the electric motorbike insurance market, our team can help you get an insurance quotation on most electric manufacturers and models in the UK, including Zero, VMoto Soco, NIU, Energica, Maeving, and many others.

How much does electric motorcycle insurance cost?

The cost of your insurance will depend on a range of different factors (including, but not limited to):

  • Make & Model of Bike

  • Displacement/Engine Size

  • Age of Rider

  • Location & Occupation

  • Annual Mileage & Usage

  • Previous Convictions or Riding Offences

Lexham is committed to providing competitive insurance policies on a wide range of different two-wheeled vehicles.

Looking for something else?

Scooter and Moped Insurance

Motorcycle Insurance

Classic Scooter

Looking for something else?

Scooter and Moped Insurance

Motorcycle Insurance

Classic Scooter

Policy Add Ons

Breakdown Cover

Personal Accident

Excess Protection

Helmet & Leathers

Multi Vehicle Policies Available

Lexham can also offer multi-vehicle insurance for customers who own more than one bike.

For a multi-vehicle motorbike insurance policy, please call our broking team on 01379 646 529 who will aim to get you a competitive quote.

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