Road legal quad bike insurance

If you use your quad bike on the road, it’s vital you get it insured. Here at Lexham, we are specialist ATV & quad insurance providers with years of experience, meaning we are able to get you the best possible quote for your quad. 

Our specialist insurance covers all types of road legal quad bikes and ATVs, whether you have a Sports Quad, Leisure Quad, Utility Quad Bike or a Buggy. We are also able to provide insurance cover for quad bikes and ATVs used for agricultural or business use.

All types of road legal quads covered

At Lexham Insurance, whatever level of cover you need, we offer a range of different insurance options for your road legal quad bike.

3rd party only
3rd party quad motorbike insurance is the most basic form of cover. This will cover you for any third party damage or injury. This cover does not insure you for damages to your vehicle or injury to yourself in the event of an accident.

3rd party fire & theft
This insurance type covers you for everything above, plus fire-related damage to or theft of your vehicle.

Fully comprehensive quad motorcycle insurance from Lexham offers you complete cover. You will be covered for all of the above as well as accidental damage to your vehicle due to an accident.

Get a Quote

Quad bike insurance FAQs

What do I need to legally ride a quad bike on the road?
To ride a road-legal quad bike on the road you will need to hold either a category B (full car licence) or B1 licence if it was issued before January 1997.

The vehicle must be registered with the DVLA, taxed, have a valid MOT certificate and a minimum of third-party insurance cover.

Do you need insurance to ride a quad bike on the road?
Yes. You will need to be insured to ride a quad bike on the road.

What types of quad bikes do Lexham insure?
There are a multitude of different quad bikes & ATVs available to ride on the UK's roads and at Lexham we have a specialist broking team who will discuss your requirements and will tailor an insurance quotation specially to suit your needs.

At Lexham we cover all types of Quad bikes, including Sports Quads, Leisure Quads, Utility Quad Bikes and Buggies.

Do Lexham offer insurance to young riders?
Our insurance policies cover everyone from 21 to 75.

Can I carry passengers?
Provided the vehicle is legally made to take a pillion cover can usually be provided but must always be declared and insurers often charge an additional premium for this.

Why choose Lexham?

  • Best Deals Direct
  • UK Call Centre
  • First Class Service
  • Excellent Reviews
Get a Quote

Swipe or for more information.

  • It's easy to get a quote...


    Instant quote & cover available for this product online.

    Get a Quote

    Phone us

    Lines are open Mon-Fri 9.00am - 7.45pm, Sat 9.30am - 4.30pm.

    01379 646 529

    We'll call you

    We can call you back at a time that's convenient for you.

    Request Callback

  • Payment Options

    We accept Visa We accept Visa Electron We accept Mastercard We accept Maestro We accept Direct Debit

    Full Payment

    Full payment can be made by credit or debit card (but not American Express) by phone or online, or by cheque.
    A small charge applies to payments by credit card.

    Finance Plan

    To spread the cost you can pay an initial deposit by card and take a loan for the balance, repayable by 10 monthly direct debits from a suitable bank account.
    If you are under 18, you will need a guarantor for the loan. Full details will be provided.

Best Deals Direct

  • UK Call Centre

    UK Call Centre

  • first class service

    First Class Service

  • Cheapest Direct

    Best Deals Direct

  • Excellent Reviews

    Excellent Reviews


Need some help or advice?

If you need any assistance, please contact our specialists on the above phone number, request a callback or use our live chat service below, which is available during normal opening hours.

Live Chat