Lexham is a leading UK motorbike insurer. From learner-legal 125cc commuters to large-capacity bikes, we aim to provide competitive insurance premiums on most types of motorcycles.
Lexham is a leading UK motorbike insurer. From learner-legal 125cc commuters to large-capacity bikes, we aim to provide competitive insurance premiums on most types of motorcycles.
Enter your bike registration
Answer questions about your riding history
Get immediate motorbike insurance quotes and cover
Don't have all the details? No problem. Request a callback and we'll help you through it.
You can renew your motorbike insurance policy simply and conveniently on the Lexham Insurance app (available for iPhone and Android) or on the Lexham Portal.
Enter your bike registration
Answer questions about your riding history
Get immediate motorbike insurance quotes and cover
Don't have all the details? No problem. Request a callback and we'll help you through it.
You can renew your motorbike insurance policy simply and conveniently on the Lexham Insurance app (available for iPhone and Android) or on the Lexham Portal.
Unlike comparison sites, we're here for you from your quote through to your claim.
As a specialist broker with our own claims team, we provide cover for UK riders that's both competitive and fair.
With over 25 years of experience, we focus on what we do best: insuring small to mid-capacity bikes, including young riders, commuters and delivery riders across the UK. We don't try to be everything to everyone.
We work with our own dedicated claims handlers right here in our UK office, with claims administered on behalf of Lexham by Marble Arch. This means:
More flexibility. We assess your individual circumstances and riding history; we don't just tick boxes.
Direct relationship. Speak to the people who handle your claim.
Our team is here from start to finish.
24/7 claims serviced by Lancaster Gate Assistance
UK-based team available Mon-Fri 8.30am - 7pm, Sat 9.30am- 4.30pm
Live chat support for questions about your bike insurance
Manage your motorcycle insurance policy online via our app or portal. You can make changes, report claims and renew your policy easily.
To get the right policy for your Motorbike, it's important to understand your cover options. Consider the level of cover for your needs.
This is the most extensive level of motorbike insurance cover. Fully Comprehensive motorcycle insurance includes:
Damage to your own bike and any third party from accidents – whether it's your fault or not
Fire damage, theft and compensation for your damaged bike (replacement only if less than 1 year old and policy terms apply)
As the name suggests, it's the most comprehensive cover for your vehicle.
This option covers you for:
Injury to other people, or damage to vehicles or property in the case of an accident
If your motorbike is stolen or damaged from an attempted theft
Fire damage
If you're responsible for an accident, third party fire and theft (TPFT) doesn't cover the cost of repairing your motorbike.
This is the minimum legal cover in the UK. It covers you for:
Any damage you cause to someone else’s property or person.
It doesn't cover damage to your own moped or scooter or injury to yourself. It also won't cover the costs of replacing your vehicle if it's stolen, or fire damage.
We offer optional add-ons to enhance your motorbike insurance policy. Discover more about upgrades and extras
Your motorbike insurance cost and motorcycle insurance premium depend on several factors. Understanding what affects these can help you find the most competitive insurance.
Make, model and engine size of your bike
Age and value
Any modifications to the bike
Security devices fitted
Your age and riding experience
Where you live and whether you can store the bike in a secure garage or premises
Your riding history (including past claims, convictions and any motorbike accident records)
Annual mileage and how you use the bike
We can assess your individual circumstances to offer competitive quotes. We work with you to find the best price without compromising on your motorcycle insurance cover.
After something more specific? Discover our tailored insurance offerings for different kinds of bikes and riders – whether you're a learner or take to the roads on a trike.
Do you ride an older bike? Your vehicle may qualify for classic motorbike insurance.
Classic motorbike insurance >We offer competitive policies on most models, from small city commuters to powerful naked bikes.
Electric motorbike insurance >We know how unique trikes sometimes are, and so can offer bespoke policies.
Trike insurance >Using your bike for a courier or food delivery job? We offer Hire and Reward insurance.
Delivery rider insurance >
Getting extra cover is simple. Discover add-on options below.
Get back on the road if you break down.
Discover more >
Cover for your injuries in a motorcycle accident.
Discover more >
Cover the excess when making a claim.
Discover more >
Cover the cost of damage while riding.
Discover more >
We understand taking out motorbike insurance can seem complicated, but we’re here to help. Discover answers to some of our most-asked questions below.
If you want to know about...
Yes! You must have insurance to ride your motorcycle on public roads. Whether you have a provisional or a full bike licence, we can offer you an insurance policy that’s right for both you and your bike.
If you’re looking to take out an insurance policy, in addition to your personal details we’ll need to know further information, such as:
If you have any queries regarding the above, please call us on 01379 646 529, send us a message or use our live chat.
Motorbikes are loosely broken down into 6 main categories: street, cruiser, custom, sport, tourer, and dual sport. Our specialist broking team can help you get the best insurance, whatever type you own. We compare insurance quotes from our panel of UK Insurers to find the most suitable cover for you.
If you’re looking to insure an older bike, we also offer classic motorcycle insurance.
Yes, Lexham offers specialist insurance for young riders and provides motorbike insurance to anyone aged 16 to 75, for various uses. Whether you ride just for fun at the weekends weekends or you commute to work or college every day; we have low-cost rates for all levels of experience.
The cost of your insurance will depend on a range of different factors, such as the type of bike you own, the age of the bike, and the age of the rider, to name a few.
Lexham is committed to providing insurance policies on a wide range of different two-wheeled vehicles, brought to you by our panel of Insurers. We compare all our Insurers and their products to offer you the most suitable insurance quotation for both you and your bike.
You'll be asked if you require pillion use as part of the quotation. This can be included provided you have the right licence entitlement.
Each Insurer will have their own terms and conditions but most offer 90 days annually with a maximum of 30 days at any one time. Be sure to check your policy or ask your insurers before you begin your trip.
If your bike has been modified, you will need to let us know what these modifications are during both the quotation process and throughout your policy.
At Lexham, we look for the very best deal for you from our panel of UK Insurers, and many common modifications are likely to be covered. However, we cannot guarantee we’ll be able to offer insurance. If you are unsure, please contact us for more information. Please be aware, that bike modifications are likely to increase your premium.
Some Insurers will offer this extension but check your policy wording carefully or call us as if it is provided there are usually terms and conditions like restrictions on the capacity. The cover is normally only Third-party Only regardless of your cover and the vehicle must always have insurance in the owner's name.
Yes. We offer competitive multi-vehicle insurance for customers who own more than one bike. For a multi-vehicle motorbike insurance policy, please call our broking team on 01379 646 529.
We’re always happy to advise on your motorcycle insurance. Discover more expert guidance below.
Lexham Insurance Consultants Ltd are authorised and regulated by the Financial Conduct Authority, firm reference number: 303917.
Lexham Insurance Consultants Ltd is a company registered in England, Company No. 3897329, registered address: Unit 21, Hopper Way, Diss, Norfolk, IP22 4NG.
