Laid Up Motorcycle Insurance

If you have a bike that is currently declared as SORN, you will need Laid Up Insurance. With our Fire & Theft Laid Up Insurance, your bike is covered whether it is off the road for winter, undergoing repairs or for any other reason.

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EXCELLENT

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EXCELLENT

4.32 Average | 2282 Reviews

Sorn / Laid Up Insurance

SORN or Laid Up Insurance Cover provides you with essential Fire & Theft cover whilst your bike is being stored in a secure garage.

One advantage of choosing Lexham is that when the time comes to put your bike back on the road, you have the option to then take out a full policy with us too.

  • Most Makes & Models Covered
  • Provides Third-Party, Fire & Theft (TPFT) Coverage
  • Only 12 Month Policies Available
  • UK Based Call Centre

Laid Up Motorcycle Insurance FAQs

Do I need my bike to be declared as SORN?

Yes, for this type of insurance policy the bike should be SORN or in process of being declared SORN.

What is covered with a Laid Up insurance policy?

A Laid Up insurance policy covers you for loss or damage as a result of fire or theft.

Does this Laid Up insurance policy cover my bike on the road?

No, this type of insurance policy does not cover your bike on the road. If you wish to use your bike on the road please see the other scooter and motorcycle insurance products we have available.

To insure my bike, do I need to be the legal owner?

Yes, we can only provide cover if you are the legal owner.

My bike is modified, does this matter?

When setting up a SORN Insurance Policy, it is essential you must inform your insurers of any and all modifications you have made to your bike. Failure to declare these modifications can affect future proceedings in the event of making a claim.

Do I need the correct licence for the bike I have on cover?

Yes, we do require you to have the correct licence for the bike you want covered.

Are Laid Up insurance policies all 12 months?

Yes, we can only offer 12 months Laid Up insurance policies.

Where can my I store my bike when covered with Laid Up insurance?

We ask for your bike to be kept either in a locked and secure garage or outbuilding. If your bike will need to be kept on a driveway or on private land then we would consider it on an individual basis depending on the area.

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What is Laid Up or SORN insurance?

Sometimes it is necessary to take your bike off the road and declare it as SORN (Statutory Off Road Notice).

From storing it during the winter months, to completeting restoration projects, there are many reasons for taking scooters and motorcycles off the road. Due to the bike not being on the roads, it does mean that you may not need a standard bike insurance policy, and instead opt for Laid-Up Insurance.

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