Yes. If you're using your motorcycle or scooter to travel to your place of work, you need insurance that includes commuting use.

Standard Social, Domestic and Pleasure (SD&P) insurance does not cover commuting. If you don't have the right level of cover and you're involved in an accident while commuting, your claim could be rejected and your policy could be voided.

At Lexham, we make it straightforward to get the right cover for daily work travel. Commuter insurance also covers you for social, domestic and pleasure use when you're not riding to work.

To get motorcycle insurance quotes for commuter cover, you'll need a few details including:

• Your bike's registration number

• Your date of birth

• Your postcode

• Your licence details (whether you have a full licence or CBT)

• How you'll use the bike (commuting to one place of work, plus any social use)

• Your estimated annual mileage

• Where you'll keep the bike overnight

• Details of any previous claims, convictions or accidents

• How many years no claims bonus you have

Don't worry if you haven't got all this to hand - request a callback and we'll help you through it.

We insure commuter riders on motorcycles and scooters of various engine sizes, from 125cc learner bikes to larger capacity machines.

Whether you commute on a small city scooter, a mid-capacity naked bike, or something larger, our specialist team will endeavour to find you the right cover.

Yes, absolutely. Commuter insurance covers you for:

• Riding to and from your place of work

• Social, Domestic and Pleasure (SD&P) use - riding for leisure, visiting friends, shopping, etc.

You're covered for all of these uses under one policy. You don't need to choose between commuting-only or social-only cover.

If you use your bike for any delivery work (food, parcels, courier), you'll need our specialist Delivery Rider Insurance instead of commuter insurance.

Delivery rider insurance includes commuting and social use, so you'll still be covered for riding to work and leisure use.

Even if you only use your bike to commute once, you need commuter insurance. Any use of your bike to travel to work requires commuting cover.

If you only occasionally ride to work and mostly use your bike for leisure, you still need to declare commuting use. Don't risk riding without the right cover - if you're in doubt about what you need, request a callback and we'll talk you through it.

A bike used for commuting covers more miles and has regular road exposure during peak traffic times so, insurers see it as higher risk compared to bikes only used occasionally for leisure.

However, at Lexham, we don't just see you as a statistic. We assess each commuter rider individually, which is why some of our customers are surprised at how competitive our quotes are.

As a commuter rider, there are several things that could help reduce your premium:

• Fitting additional insurance-approved trackers to your bike can provide discounts. Keep your bike in a secure garage or premises overnight if possible. mechanical locks are a policy requirement.

• Accruing your no claims bonus is the single most efficient way of building up discounts on your insurance quote. Avoid points on your licence.

• You could choose a higher voluntary excess to lower your insurance premium. However, take care in ensuring you would still be able to afford the excess should a claim arise, and that the value of the excess does not exceed the value of your vehicle.

Request a callback and we can talk through more ways to lower your premium.

Yes, through either the Lexham Insurance App (available for iPhone and Android) or through the Lexham Portal on our website.

You can view your documents, renew your policy, update your details, make changes to your cover, and even report claims. It's available 24/7.

Yes, we're based in Diss and Thetford. Having a UK-based team means you're speaking to people who understand UK roads, and we're around during normal UK working hours.

You can reach us Monday to Friday, 8.30am to 7pm, and Saturday, 9.30am to 4.30pm.

As a commuter rider, if you have questions about your cover or need to make changes when your commuting pattern changes, we're here to help.

Our claims line is open 24 hours a day, 7 days a week, 365 days a year, serviced by Lancaster Gate Assistance.

If you have an accident on your commute or at another time, you can call and speak to someone who can help. For commuter riders, knowing you have round-the-clock support when you're on the road daily can make all the difference.