Yes, you do. It's against the law to drive on UK roads without at least third-party insurance.

While you're not required to carry your insurance documents with you constantly, you must provide them to a police officer upon request - either on the spot or within 7 days by presenting them at a police station.

Even if your motorhome is off the road and stored for winter, you'll either need to maintain insurance or declare it off the road with a Statutory Off Road Notification (SORN).

To get a quote, you'll need:

• Your motorhome's registration number

• The make, model and engine size

• Your driving licence details and contact details

• Your postcode

• Your date of birth

• Details of any previous claims, convictions or accidents in the last five years

• Your no claims bonus (if you have one)

• How you'll use the motorhome (leisure use)

• Your estimated annual mileage

• Security features fitted to your motorhome

• Whether you need European cover for travelling abroad

Don't worry if you haven't got all the details to hand – request a callback and we can help you through the quote.

We provide cover for most types of motorhomes and campervans, including:

• Coachbuilt motorhomes

• Panel van conversions and campervans

• A-class motorhomes

• Overcab motorhomes

• Classic motorhomes (we insure vehicles up to 50 years old)

Each type of vehicle has different risk factors and specifications, so we assess each motorhome insurance policy individually to provide appropriate cover. Whether you have a compact campervan or a large luxury motorhome, our specialist team will work to find you suitable cover. Request a callback if you'd like to discuss your specific vehicle.

Yes, we can provide cover for both brand new and older motorhomes. We insure vehicles up to 50 years old. The age and value of your motorhome will affect your motorhome insurance cost, but we assess each vehicle individually to provide appropriate cover.

For classic motorhomes, we can arrange specialist policies that take into account the unique nature of these vehicles.

The cost of your insurance depends on many factors, including your motorhome, your age, your driving experience, where you live, and how you use your vehicle.

Your actual premium will depend on your individual circumstances.

Get a quote to see your exact price.

There are several ways to bring your premium down:

• Accruing your no claims bonus is the single most efficient way of building up discounts on your insurance quote. Avoid points on your licence.

• You could choose a higher voluntary excess to lower your insurance premium. However, take care in ensuring you would still be able to afford the excess should a claim arise, and that the value of the excess does not exceed the value of your vehicle.

Request a callback and we can talk through more ways to lower your premium.

Yes, it does. More expensive motorhomes cost more to insure because they're more valuable to replace or repair. The age of your motorhome also matters – newer vehicles typically cost more to insure, but very old motorhomes without modern safety features can also be more expensive.

We'll look at the value of your motorhome when setting up your policy to make sure you've got the right level of cover.

A comprehensive motorhome insurance policy may provide cover for:

• Accidental damage to your motorhome (including collision damage and reversing accidents)

• Theft and attempted theft

• Fire damage and storm damage

• Third party liability for damage caused to other vehicles or property

• Personal belongings and contents as standard (clothing, equipment, fixed fittings - subject to policy limits and exclusions)

• Windscreen cover (often unlimited windscreen cover as standard)

• Legal costs in certain circumstances

The exact cover provided depends on your specific policy. Check your policy documents and policy wording for full details of what's included and any exclusions that apply.

Most motorhome insurance policies have exclusions. These typically include:

• Wear and tear or general maintenance

• Damage caused by pets

• Mechanical or electrical breakdown (unless you've added breakdown cover)

• Using your motorhome for purposes not stated in your policy wording

• Travelling abroad beyond your European cover limits

Always check your policy documents to understand any exclusions that apply to your motorhome cover. If you're unsure about what's covered, request a callback and we can explain your policy in detail.

Yes, comprehensive motorhome insurance policies include cover for personal belongings and contents as standard, though limits apply.

Standard cover protects fixed contents and permanently fitted items like furniture, appliances and storage. However, there are usually limits on the value of personal belongings covered (such as clothing, equipment and loose items), and certain high-value items may have specific sublimits.

Check your policy documents for full details of your contents cover, including specific limits and exclusions. If you're carrying expensive equipment like bikes, sports gear, or camera equipment, you may want to consider additional contents cover or separate insurance for these items.

Most motorhome insurance policies include European cover as standard, typically for up to 270 days per policy year with a maximum of 90 days in any one continuous trip.

Before travelling abroad, check your policy documents to confirm:

• Which countries are covered by your European cover

• How many days you're allowed per year and per trip

• What level of cover applies (it may differ from your UK cover)

• Whether you need any additional documentation

European cover applies to EU countries only. Countries outside the European Union are not covered.

If you need extended European cover or are travelling beyond the standard countries, contact us before you go. We can arrange additional cover to ensure you're protected when travelling abroad.

This depends on your specific motorhome insurance policy. Some policies allow named drivers, while others might include any driver over a certain age with a valid licence.

When you're getting your motorhome insurance quote, you'll need to let us know who will be driving the motorhome. Adding additional named drivers might increase your premium, but it ensures everyone is properly covered.

Check your policy documents to see who's allowed to drive your motorhome and under what circumstances.

No, you cannot drive a motorhome on standard car insurance. Motorhomes require a specialist motorhome insurance policy due to their different risk profile, specifications and usage.

A motorhome is classified differently from a car, and standard car insurance won't provide cover for the unique risks associated with motorhomes, such as living accommodation contents, different vehicle specifications, and the fact that motorhomes are often used for extended trips and travelling abroad.

It's a legal requirement to have appropriate insurance for your vehicle type. Get a motorhome insurance quote to ensure you have the right policy and are properly protected.

Yes, you can do it through either the Lexham Insurance App (available for iPhone and Android) or through the Lexham Portal on our website.

You'll be able to look at your policy documents, renew your motorhome insurance policy, update your details, and make changes to your cover. It's available 24/7, so you can sort things out whenever it suits you.

Yes, we're based in Diss and Thetford. Having a UK-based team means you're speaking to people who understand UK roads, and we're around during normal UK working hours.

You can reach us Monday to Friday, 8.30am to 7pm, and Saturday, 9.30am to 4.30pm.

Our claims line is open 24 hours a day, 7 days a week, 365 days a year, serviced by Lancaster Gate Assistance.

Whether you've had an accident late at night or need to make a claim on a Sunday, you can get through to someone straight away.

We've been providing specialist vehicle insurance for over 25 years.

In that time, we've built expertise across different types of vehicles and insurance needs, giving us the experience to understand what motorhome owners require from their insurance cover.