Yes, you do. It's against the law to ride on UK roads without at least third-party insurance, even if you've only got a provisional licence.

While you're not required to carry your insurance documents with you constantly, you must provide them to a police officer upon request - either on the spot or within 7 days by presenting them at a police station.

It is also recommended that you keep your licence with you too.

To get a quote, you'll need:

• Your Zero Motorcycles registration number

• The make and model (e.g, DSR/X, FXE, SR/S)

• Your riding licence details (whether you've passed your CBT, and what type of licence you hold – A1, A2 or full A)

• Your postcode

• Your date of birth

• Details of any previous claims, convictions, or accidents in the last five years

• Your no-claims bonus (if you have one)

• How you intend to use your bike (social and commuting, business use, delivery, etc.)

• Your estimated annual mileage

Yes, we insure most Zero Motorcycle models, from lightweight urban-focused bikes through to the premium touring and adventure style motorcycles.

We are particularly experienced with popular models such as the Zero S, SR, SR/F, FXE & DSR/X.

As specialist motorcycle insurance brokers, we understand the growing popularity of electric motorcycles and can help find competitive cover for riders using their Zero for commuting, leisure riding, touring, and everyday transport.

Yes. Immediate quotes and cover are available for most Zero models, provided the risk falls within our underwriting appetite.

If your specific Zero model or circumstances require additional review, we'll let you know during the quote process.

You must tell us about any modifications, both when you're getting a quote and whenever you make changes to your policy. That includes performance upgrades, custom paintwork, and any aftermarket parts. If you're in doubt, ask us.

We'll look at each Zero model individually. Modifications will usually increase your premium, but we'll do what we can to find you competitive cover.

Most of our policies include European cover for up to 90 days a year, with a maximum of 30 days in one go.

Before you head off, check your policy documents to see which countries you're covered in, how many days you've got, and what level of cover applies when you're abroad, as it might be different from what you've got in the UK.

If you need to extend your cover or you're going somewhere that's not included, get in contact with us before you go, or manage your policy on the Lexham Insurance App or through the Lexham Portal on our website.

You can if you've got the right licence for it. When you're getting a quote, we'll ask if you want pillion cover, and we can add that to your policy.

Check your documents to make sure it's included. If you haven't got pillion cover but need to add it, get in contact with us, or adjust your policy on the Lexham Insurance App or through the Lexham Portal on our website.

There are a few things that can help bring down your premium:

• Fitting additional insurance-approved trackers to your Zero can provide discounts. Keep it in a locked garage or secure premises overnight if possible. Please note that mechanical locks may be a requirement on your policy. Please consult your policy wording for the full details.

• Your riding record makes a big difference. Accruing your no-claims bonus is the single most efficient way of building up discounts on your insurance quote. Try to avoid getting points on your licence or having accidents.

• When setting up your policy, you could choose a higher voluntary excess to lower your insurance premium. However, take care to guarantee you would still be able to afford the excess should a claim arise – and that the value of this excess does not exceed the value of your Honda. Be realistic about your annual mileage, too – estimating too high will increase your premium.

It depends on the model you ride and your individual circumstances. Entry-level and urban-focused models, such as the Zero S or FXE, can often be more affordable to insure than higher-value performance and touring models.

Premium motorcycles such as the SR/S, SR/F, and DSR/X may attract higher premiums due to their value, performance capabilities, and repair costs.

Factors that can affect your premium include your age, riding experience, location, annual mileage, where the motorcycle is stored, and the specific Zero model you own.

At Lexham, we assess each case individually to help find competitive cover tailored to your circumstances.

Yes, through either the Lexham Insurance App (available for iPhone and Android) or through the Lexham Portal on our website.

You can view your documents, renew your policy, update your details, make changes to your cover, and even report claims. It's available 24/7.

Yes, we're based in Diss and Thetford. Having a UK-based team means you're speaking to people who understand UK roads, and we're around during normal UK working hours.

You can reach us Monday to Friday, 8.30am to 7pm, and Saturday, 9.30am to 4.30pm.

Our claims line is open 24 hours a day, 7 days a week, 365 days a year, serviced by Lancaster Gate Assistance.

Whether you've had an accident at 3am or need to make a claim on a Sunday, you can get through to someone straight away.

We've been insuring mopeds, scooters and motorcycles for over 25 years.

In that time, we've built expertise in small-capacity bikes, young and learner riders, urban commuters, and delivery riders. That experience means we understand what two-wheeler riders need.