Delivery Rider Insurance

Name: Delivery Rider Insurance
Rating: 4.30 (4005 reviews)

Our Delivery Rider Insurance is aimed at both individuals and companies, looking to deliver on mopeds, scooters & motorcycles - up to 500cc. This Scheme is available for all types of delivery including fast food, grocery, and courier.

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Renew online or on our app

You can now renew your policy quickly and simply on the Lexham Insurance App or online via the Lexham Portal!

EXCELLENT

4.32 Average | 2282 Reviews

EXCELLENT

4.32 Average | 2282 Reviews

Specialist Fast Food Delivery Bike Insurance

If you offer a delivery service using two wheelers, you will need a specialist insurance policy to make sure you are suitably covered.

Our policies are designed with the rider in mind, meaning whether you're a business with a fleet of mopeds, or an individual using your own bike to make deliveries - we've got you covered!

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Can offer cover for parcel, grocery and fast-food delivery
Insurance cover for riders working for Deliveroo, JustEat & UberEats
Mopeds, Scooters & Motorbikes up to 500cc
Coverage for Electric Mopeds & Motorcycles
Fleet Insurance Available
Monthly Payment Option
24 Hour Claims Line serviced by Lancaster Gate Assistance

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What types of insurance do we offer

3rd party only

Third-Party Scooter Insurance (TPO) is the most basic form of cover. This will cover you for any third-party damage or injury. This cover does not insure you for damages to your vehicle in the event of an accident.

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3rd party fire and theft

Third Party, Fire & Theft Insurance (TPFT), covers you for everything in Third-party Only Insurance, plus any fire-related damage to or theft of your vehicle.

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Comprehensive

Fully Comprehensive (Fully Comp) Scooter and Moped insurance from Lexham offers you complete cover. You will be covered for all of the aforementioned and any accidental damage to your vehicle due to an accident.

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Delivery Rider Insurance FAQs

Are you able to insure electric mopeds and motorcycles for delivery use?

Yes, we are able to offer insurance for electric mopeds and motorcycles whether on an individual or fleet policy.

How do I get Delivery Rider Insurance?

You can either get a quote online by clicking the ‘get a quote’ button or alternatively, one of our advisors will be able to provide you an insurance quotation over the phone.

Is delivery rider insurance worth it?

When using your bike for delivery riding, having specialist Delivery Insurance is essential.

Faliure to have Specialist Insurance could result in you having your insurance policy cancelled, or could affect proceedings if you needed to make a claim.

What does Delivery Rider Insurance cover?

Our delivery rider insurance is designed for the rider, providing them with insurance to cover for deliveries.

What insurance do I need to deliver takeaways?

It is important to have insurance that covers you for delivery use. Quite often this will be advertised separately as ‘Delivery Rider Insurance’. A standard insurance policy without delivery use is not suitable for delivery riders.

What is food delivery insurance?

Our Delivery Rider Insurance policy is designed to offer insurance cover to those offering delivery services on their moped, scooter or motorcycle.

This includes fast food, grocery, courier and parcel delivery. We are also able to provide insurance for individuals or fleets.

What is Hire and Reward insurance?

Hire and Reward is the insurance term you will most likely hear when looking into Delivery Insurance, generally speaking, this is the type of use you will require in order to deliver.

Hire and Reward Insurance is actually a step up from Commercial Use and has been designed to cover bikes for delivery purposes.

Unfortunately, Commercial/Business Use would not be suitable for delivery as is more restrictive - therefore could affect proceedings if you were ever to make a claim.

What types of delivery do you cover?

We are able to provide cover for a variety of delivery uses including, fast food, grocery, parcel, and courier.

Who needs fast food rider insurance?

Food delivery is classed as business use. Therefore, anyone who is using their vehicle to deliver food to customers will need dedicated delivery rider insurance.

Can I just use my standard bike insurance policy for food delivery?

Unfortunately not. As food delivery is business use, you will not be covered on your standard insurance policy if you have an accident while working.