The insurance covers any road incident:-
any vehicle, whether you are a driver or a passenger (or even a pedestrian);anywhere in the world (but your normal place of residence must be in UK).

As with all insurance, there are limits to the cover, key ones being as follows.

· No cover while vehicle is being used for any work-related purpose (other than commuting to & from usual place of work) - excludes use for hire or reward, motor trade, racing, competitions & the like.

· Excludes pre-existing medical conditions.

· Exclusions/limits for weekly benefit as shown below.

· Maximum age 65

1. Death - £10,000
2. Loss of use of 1 limb or eye - £20,000
3. Loss of use of more than 1 limb/eye - £50,000
4. Permanent Disability from carrying
out any occupation - £50,000
5. Temporary Total Disability from
carrying out usual occupation ** - £100 per week

** Excluding first 4 weeks of each claim.
Not payable if not in regular full-time work.
Amount payable will not exceed 65% of average pre-accident weekly earnings.
Payable for up to 2 years from date of accident.

£48 (about 14p a day).
The insurer is
Great Lakes Reinsurance (UK) PLC.